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The Most INSANE Financial Audit Ever – Transcript
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- Angel, Mike, and Rose from De Moines, Iowa, appear on a financial audit with Caleb Hammer to discuss their complex family and financial situation.
- Angel explains that she decided to leave Mike in June and accumulated about $38,000 in debt trying to maintain a new home.
- Caleb reviews Angel's budget, noting her monthly income of $3,299.14 alongside significant unsecured debts, credit card balances, and high discretionary spending.

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Wait, why the what were you taken away? >> I was taken at seven. My sister was fine. >> What the did you do to her? >> He right hooked my face when I was four and broke my nose. >> That never happened. >> It did happen. Why would I remember it? Why would my nose be permanently damaged from it? The anger gets pretty explosive. Sometimes he does black out.
>> Did Mike abuse you physically? >> Right before my 16th birthday, he dropped a knife on my arm and I've got an inch long scar. She's narcissistic, egotistical, and a >> he mentally handicapped woman and got her pregnant.
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Go to caleb.com/apply or click that link in the description below. >> Hi, I'm Rose. I'm 20. Hi, I'm Angel. I'm 42. >> Hi, I'm Mike. I'm 59. We live in De Moine, Iowa. And this is financial audit.
>> Okay. It's an interesting collection of people. Okay. Is this a three generation thing? Daughter, mother, and then uh grandfather. >> No. Um this is my husband. We got married.
>> Oh, okay. >> We got married when I was 21 and he was 38. >> Okay. Sure. You guys do it. >> I didn't think I was 38. >> You were 38. >> You sure? >> Yes. because my dad said you had to be under 40 and I distinctly remember that. So, >> okay. You were shooting up. You were shooting down.
>> Yes. >> That's a It's okay. Does it matter? >> I don't know. Not really. But >> she's an adult. I don't I don't really give a [ __ ] what consensual adults do. Um Okay. So, okay. And then our daughter.
>> I'm their daughter. >> Okay. Both of y'all's daughter. So, you guys made her Okay. Got it. Okay. interesting situation. We have had parents and a daughter once before and it was a crazy episode. So, I'm very curious to see what I learned in this one. What's going on? Who's the person?
Are you the person? >> I'm the person. >> What's going on? >> Uh, so about um June of this year um I decided to leave and >> Oh, him. Mike. >> Sorry, Mike. I decided to leave Mike.
>> Oh, you dude, you're a boomer and you're getting left. You're cooked. Okay. >> And I left Mike and then um when I left I um put myself about $38,000 in debt trying to maintain a new home and also spending.
>> That's stupid. She left you. Am I sympathetic or am I not sympathetic? [snorts] >> Oh, daughter of you. >> I'm not really sure. >> Okay. Well, you're not sure. What? You're shaking your head now. >> I kind of pushed her just a little bit.
your mother to leave your father. Okay. Well, that's a pretty extreme thing to do for a kid. >> I understand that. But there I had my reasons. Okay. >> Very, very much so. >> I'm sure we'll go into them, I guess.
Angel, what do you do for a living? >> I am a store manager of a retail location. >> Well, it's probably Well, actually, no, they can make money. We've had some people on this show that make good money doing that. What do you make? >> 52,720. >> Decent. But you're in De Moines. I don't know the cost of living, but I would assume lower compared to most of the United States major >> cities. Between 2 and 3,000 a month to >> what?
>> Like if you rent some a property, it's about 2 to 3. >> You are you No, you can go cheaper than that. You can go cheaper than that in Dallas. You can go cheaper than Austin. What are you talking about? >> Yeah, you can get them a two-bedroom apartment for like 720. >> Okay. You don't need a two bedroom. Do you have more kids?
>> Well, she lives with me. Her fiance lives. >> Oh, you're adult. Your adult with a fiance lives with you. They can [ __ ] they can get their ass out. >> Yeah. And then one more. >> You got a fiance. >> Daughter. So, >> okay. And how old's the daughter? >> She's 18. >> Okay. You don't need them. They're adults. They can go do their own thing, >> right?
>> Yeah. I agree. >> Well, this is this is why you're pushing her cuz you live with her. Would you be so in there if you weren't living with her? >> Oh, absolutely. Absolutely. >> I would have pushed regardless if I was with them or not. What do you what's your per paycheck amount and how frequently is that paycheck?
>> So, I have I'm paid salary and my paychecks are $761.34 a week. That's >> okay. Times 52 / 12 average it out. Averaging $3,299 a month and 14. Obviously, some months you get more paychecks, some you get a little less. That's how it works.
>> And then bonuses. >> Are do you live with Mike? >> No. >> Okay. What do you do for a living? How have you been? Been left in the dirt a little? A >> little bit. >> What do you do for a living? >> I build uh custom windows.
>> Okay. Not [clears throat] for long, I assume. Uh what do you make doing that? >> Every two weeks I'll bring home approximately $1,140ome dollars.
>> Are you surviving now that she's left you? I mean, that's that's a little difficult. Do neither of the daughters live with you, though? >> No. Okay. Okay. So, you're making $2,290 a month. Are you surviving?
>> More or less. >> Really? How? >> I don't don't buy a lot of the stuff that I want and I only buy necessities. And >> he's been eating burgers for 3 months straight.
>> Okay. Man's eating well. I don't know. >> Kind of. >> He doesn't buy a lot of food. He literally >> Well, dude's living his bachelor life out there now. You going out? You You slaying all that Gor [ __ ] >> No.
>> Nope. >> Bachelor life, man. Have some fun. Get out there. Were you expect Did you see this coming or were you blindsided? >> I was blindsided by it. >> Really? Okay. All right. So, I guess we may as well Well, I guess Rose, I should collect yours cuz you should actually go live on your own. So, we have a lot of branches going off on this one. What do you What do you do for a living?
>> I'm a barista at a coffee shop. >> You look like it. Yeah, that makes sense. Okay. Okay. What do you make? >> I make 800 every 2 weeks. >> Do you have anything going for you in life? >> Um, not not at the moment. Just a lot of stuff happened about 3 years ago. I'm still trying to recover from it financially.
>> What happened to you? You look like the person that claims everything happens to them. But does anything ever actually happen to them? Rarely? >> Yes. I was kicked out of my adopted family's house before I was 18. >> Adopted family. >> Yeah. So, and when she >> What's wrong with you guys?
>> You guys You got bad family. No. Well, I don't think so, but the courts seem to think that because >> of courts. >> Yeah. >> Well, you were kicked out at 18. You're an adult. >> No, I was kicked out at 17 before I turned 18. Like, I was kicked out 2 months after I turned 17.
>> Why? >> Um, I was being a teenager, drinking, vaping. >> So, it was you? >> It was me. And then they ended up taking a lot of my money away from me and sending me. >> How did they take your money? >> Joint account with my adoptive mother. >> How much did they take?
>> She took $4,000 from me. Yeah, that's not great. But most people don't have that much money at that age. I'm sorry that happened. It's a setback. But I don't understand why that means you should work. How many hours a week do you work now? >> I work full-time. I work almost 40.
>> Okay. So, that doesn't mean like I have sympathy for that. I do. But you said that's the reason you don't have a lot going for you right now. >> Yeah. >> That shouldn't hold you back forever. >> They kicked me out of high school. They pulled me out of my high school. >> Who did?